Millionaire for Life Payouts & Odds (Prize Chart)
Looking for the official-style Millionaire for Life prize chart? Below are the 9 ways to win, the prize tiers, and the odds for each match level. NichebrAI is not an official lottery website—always confirm final prize details with official sources.
9 Ways To Win
Millionaire for Life® offers nine ways to win. Players who win the top two prize levels may choose to receive their prize as an annuity (minimum guaranteed payout over 20 years) or a one-time cash payment.
The top prize is awarded on a pari-mutuel basis. In certain circumstances, prize payouts could change for pari-mutuel payouts.
Related Articles (Learn More)
Guides about Millionaire for Life, Cash4Life and payout decisions.
Prize Chart (Match • Prize • Odds)
| Match | Prize | Odds |
|---|---|---|
| 5 of 5 + Millionaire Ball |
$1,000,000 Per Year for Life $18 Million Cash Option | 1 in 22,910,580.00 |
| 5 of 5 |
$100,000 Per Year for Life $2.2 Million Cash Option | 1 in 5,727,645.00 |
| 4 of 5 + Millionaire Ball | $7,500 | 1 in 86,455.02 |
| 4 of 5 | $500 | 1 in 21,613.75 |
| 3 of 5 + Millionaire Ball | $250 | 1 in 1,662.60 |
| 3 of 5 | $50 | 1 in 415.65 |
| 2 of 5 + Millionaire Ball | $25 | 1 in 97.80 |
| 2 of 5 | $8 | 1 in 24.45 |
| 1 of 5 + Millionaire Ball | $8 | 1 in 15.65 |
Millionaire for Life offers overall prize odds of 1 in 8.46. Odds shown are based on a $5 play and rounded to two decimal places.
Quick explanations (SEO-friendly)
What does “pari-mutuel” mean?
Pari-mutuel means the total prize pool for a tier can be shared across multiple winners. In rare cases, the final payout for certain tiers may vary depending on how many winners there are.
Millionaire for Life Cash Option vs. Annuity
If you match 5 of 5 + the Millionaire Ball, you win $1,000,000 a year for life. However, winners can choose the Cash Option, which is an estimated one-time lump sum of $18 Million. The second-tier prize ($100,000/year) also offers a cash option of approximately $2.2 Million.
Where do I check the latest results?
Use the Results page to see the latest winning numbers, draw date and recent history: Millionaire for Life Results.